The This post will go over everything you need to know: how to use the American Express Refer a Friend program, who you can refer, plus some other tips and tricks to help you maximize your referrals.The American Express Refer a Friend program is a way for you to be rewarded for spreading the word about a particular credit card.You will get a special link to share with your friends and family. One of the best reasons to hold on to American Express cards (besides for the Amex Offers) would have to be for the referral bonuses.This year alone, my wife and I have already received over 300,000 points across various Amex cards from referrals (and helped many readers here with posting their links as well).The New, Simple Way to Get American Express Referral Links It’s mostly common sense but when posting your referral links in places like forums or on Reddit you need to be mindful about some of the specific restrictions for third-parties.Amex notes that the value of the referral bonus may be taxable income to you and that you are responsible for any federal or state taxes resulting from the referral bonus.Banks are now often sending out tax forms for referrals so if you take advantage of several credit card referrals, you should expect to receive some type of tax form in the mail. This is going to add up REALLY REALLY quickly especially if you use the card for stocking up on essentials. It's easy! You can find a link to your personalized referral code in your online Amex account right above your recent transactions. with a fee of £25 per annum, your representative rate is 27.3% APR (variable). American Express offer a £10 bonus for using the promo code / referral link (above) as part of their refer a friend offer. Refer friends to American Express and get rewarded. Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a., your representative rate is 35.9% APR (variable). UponArriving and CardRatings may receive a commission from card issuers. Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a. With the American Express refer a friend programme, you can earn up to 90,000 Membership Rewards points or £150 cashback a year for recommending an Amex card to your friends and family. unsure you should get independent advice before you apply for any Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. So if you generated a link from your Amex Gold Card for the Hilton Ascend, then you should earn Membership Rewards and not Hilton points.Some people have used referral links to refer themselves to another American Express card. I would recommend you have your friend apply for the current public offer so that they don’t miss out on those extra points.Does the referral also work for someone who has currently a partner card on my account? If you have a Delta American Express card, you can refer your friend to ANY Delta Amex card, not just the specific one you have. We endeavour to ensure that the information on this site is current and product or commit to any plan. ThanksYes, your wife can refer you for an Amex card, even if you referred her originally. Enjoy the benefits of the Delta SkyMiles® Platinum American Express Card. Step 3: Share this referral link with your friends and family via email, text message, LinkedIn … Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a. Step 3: Share this referral link with your friends and family via email, text message, LinkedIn or Facebook. Also, your friends can either apply for the same card you have, or for a different one – you’ll both get a referral bonus anyway (unless they apply for a Basic Card).Some examples of these cards and the rewards available are as follows:It’s a pretty straightforward process, and you can do it both from your browser and from the Amex app.With these tips in mind, you’re all set to begin referring friends or family members who are interested in getting an American Express card. FYI I’m a million miler with Delta, and MQMs mean nothing to me.
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